Call reports 2007
SURREY BANK & TRUST — 2007
What SURREY BANK & TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 195,843,000 | 194,195,000 | 206,480,000 | 210,453,000 |
| Total loans | 154,818,000 | 158,289,000 | 163,833,000 | 169,238,000 |
| Allowance for loan losses | 2,524,000 | 2,565,000 | 2,615,000 | 2,781,000 |
| Securities available for sale | 2,614,000 | 3,604,000 | 3,607,000 | 3,118,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,660,000 | 157,592,000 | 166,916,000 | 172,339,000 |
| Interest-bearing deposits | 133,664,000 | 129,758,000 | 137,305,000 | 144,205,000 |
| Noninterest-bearing deposits | 26,996,000 | 27,834,000 | 29,611,000 | 28,134,000 |
| Equity capital | 19,242,000 | 19,964,000 | 20,708,000 | 21,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,675,000 | 7,418,000 | 11,239,000 | 15,014,000 |
| Interest expense | 1,576,000 | 3,179,000 | 4,826,000 | 6,522,000 |
| Net interest income | 2,099,000 | 4,239,000 | 6,413,000 | 8,492,000 |
| Noninterest income | 679,000 | 1,255,000 | 1,867,000 | 2,550,000 |
| Noninterest expense | 1,541,000 | 3,019,000 | 4,467,000 | 6,001,000 |
| Provision for loan losses | 116,000 | 232,000 | 425,000 | 718,000 |
| Pretax income | 1,121,000 | 2,243,000 | 3,388,000 | 4,323,000 |
| Income tax | 374,000 | 774,000 | 1,183,000 | 1,558,000 |
| Net income | 747,000 | 1,469,000 | 2,205,000 | 2,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,268,000 | 18,981,000 | 19,719,000 | 20,127,000 |
| Total capital | 20,200,000 | 20,941,000 | 21,747,000 | 22,197,000 |
| Risk-weighted assets | 153,975,000 | 156,168,000 | 161,654,000 | 164,878,000 |
Machine access — free, no API key
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