Call reports 2005
SURREY BANK & TRUST — 2005
What SURREY BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 166,889,000 | 173,105,000 | 171,006,000 | 179,344,000 |
| Total loans | 140,796,000 | 145,454,000 | 144,274,000 | 144,500,000 |
| Allowance for loan losses | 2,342,000 | 2,290,000 | 2,280,000 | 2,311,000 |
| Securities available for sale | 3,162,000 | 3,164,000 | 3,145,000 | 4,129,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,257,000 | 142,510,000 | 140,352,000 | 147,055,000 |
| Interest-bearing deposits | 117,505,000 | 118,593,000 | 117,852,000 | 123,077,000 |
| Noninterest-bearing deposits | 21,752,000 | 23,917,000 | 22,500,000 | 23,978,000 |
| Equity capital | 14,016,000 | 14,550,000 | 15,170,000 | 15,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,343,000 | 4,903,000 | 7,690,000 | 10,668,000 |
| Interest expense | 768,000 | 1,637,000 | 2,618,000 | 3,682,000 |
| Net interest income | 1,575,000 | 3,266,000 | 5,072,000 | 6,986,000 |
| Noninterest income | 455,000 | 899,000 | 1,535,000 | 2,029,000 |
| Noninterest expense | 1,260,000 | 2,495,000 | 3,833,000 | 5,145,000 |
| Provision for loan losses | 120,000 | 173,000 | 276,000 | 461,000 |
| Pretax income | 650,000 | 1,497,000 | 2,498,000 | 3,409,000 |
| Income tax | 248,000 | 566,000 | 944,000 | 1,205,000 |
| Net income | 402,000 | 931,000 | 1,554,000 | 2,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,196,000 | 13,720,000 | 14,333,000 | 15,009,000 |
| Total capital | 15,043,000 | 15,642,000 | 16,073,000 | 16,763,000 |
| Risk-weighted assets | 147,241,000 | 153,396,000 | 138,642,000 | 139,776,000 |
Machine access — free, no API key
Every figure shown here about SURREY BANK & TRUST — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.