Call reports 2001
SURREY BANK & TRUST — 2001
What SURREY BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 77,155,000 | 80,068,000 | 84,277,000 | 86,813,000 |
| Total loans | 59,228,000 | 64,415,000 | 69,975,000 | 73,853,000 |
| Allowance for loan losses | 974,000 | 1,005,000 | 1,080,000 | 1,251,000 |
| Securities available for sale | 3,296,000 | 3,412,000 | 2,844,000 | 4,436,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,597,000 | 64,396,000 | 68,614,000 | 69,562,000 |
| Interest-bearing deposits | 50,821,000 | 54,495,000 | 58,496,000 | 59,127,000 |
| Noninterest-bearing deposits | 10,776,000 | 9,901,000 | 10,118,000 | 10,435,000 |
| Equity capital | 7,696,000 | 7,821,000 | 7,958,000 | 8,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,582,000 | 3,198,000 | 4,810,000 | 6,404,000 |
| Interest expense | 770,000 | 1,556,000 | 2,314,000 | 2,963,000 |
| Net interest income | 812,000 | 1,642,000 | 2,496,000 | 3,441,000 |
| Noninterest income | 220,000 | 448,000 | 744,000 | 1,086,000 |
| Noninterest expense | 720,000 | 1,518,000 | 2,350,000 | 3,220,000 |
| Provision for loan losses | 116,000 | 165,000 | 274,000 | 450,000 |
| Pretax income | 196,000 | 407,000 | 616,000 | 857,000 |
| Income tax | 78,000 | 162,000 | 246,000 | 340,000 |
| Net income | 118,000 | 245,000 | 370,000 | 517,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,788,000 | 7,975,000 | 8,159,000 | 8,279,000 |
| Total capital | 8,601,000 | 8,872,000 | 9,125,000 | 9,286,000 |
| Risk-weighted assets | 65,098,000 | 71,643,000 | 77,149,000 | 80,287,000 |