Call reports 2026
FIRST NATIONAL BANK OF WAUCHULA — 2026
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 88,130,000 | 87,550,000 |
| Total loans | 58,502,000 | 57,179,000 |
| Allowance for loan losses | 1,042,000 | 1,042,000 |
| Securities available for sale | 5,384,000 | 5,316,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 77,002,000 | 76,217,000 |
| Interest-bearing deposits | 51,662,000 | 50,301,000 |
| Noninterest-bearing deposits | 25,340,000 | 25,916,000 |
| Equity capital | 9,653,000 | 9,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,266,000 | 2,599,000 |
| Interest expense | 255,000 | 506,000 |
| Net interest income | 1,011,000 | 2,093,000 |
| Noninterest income | 83,000 | 172,000 |
| Noninterest expense | 971,000 | 1,990,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 123,000 | 275,000 |
| Income tax | 0 | 0 |
| Net income | 123,000 | 275,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 10,458,000 | 10,611,000 |