Call reports 2025
FIRST NATIONAL BANK OF WAUCHULA — 2025
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 87,040,000 | 85,353,000 | 84,647,000 | 85,575,000 |
| Total loans | 66,379,000 | 64,332,000 | 63,149,000 | 62,906,000 |
| Allowance for loan losses | 1,021,000 | 1,024,000 | 1,028,000 | 1,033,000 |
| Securities available for sale | 5,410,000 | 5,257,000 | 5,395,000 | 4,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,447,000 | 74,575,000 | 73,564,000 | 74,594,000 |
| Interest-bearing deposits | 50,893,000 | 50,720,000 | 50,899,000 | 52,183,000 |
| Noninterest-bearing deposits | 23,554,000 | 23,855,000 | 22,665,000 | 22,411,000 |
| Equity capital | 8,925,000 | 9,059,000 | 9,305,000 | 9,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,355,000 | 2,701,000 | 4,032,000 | 5,341,000 |
| Interest expense | 319,000 | 607,000 | 861,000 | 1,125,000 |
| Net interest income | 1,036,000 | 2,094,000 | 3,171,000 | 4,216,000 |
| Noninterest income | 95,000 | 474,000 | 567,000 | 892,000 |
| Noninterest expense | 888,000 | 1,740,000 | 2,680,000 | 3,677,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 243,000 | 828,000 | 1,058,000 | 1,431,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 243,000 | 828,000 | 1,058,000 | 1,431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,948,000 | 10,132,000 | 10,162,000 | 10,335,000 |