Call reports 2024
FIRST NATIONAL BANK OF WAUCHULA — 2024
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 91,225,000 | 90,555,000 | 90,799,000 | 87,973,000 |
| Total loans | 67,669,000 | 67,397,000 | 66,300,000 | 66,326,000 |
| Allowance for loan losses | 1,003,000 | 1,006,000 | 1,011,000 | 1,015,000 |
| Securities available for sale | 5,683,000 | 5,601,000 | 5,735,000 | 5,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,021,000 | 78,109,000 | 77,664,000 | 71,120,000 |
| Interest-bearing deposits | 56,393,000 | 54,928,000 | 55,575,000 | 49,283,000 |
| Noninterest-bearing deposits | 22,628,000 | 23,181,000 | 22,089,000 | 21,837,000 |
| Equity capital | 8,416,000 | 8,625,000 | 9,265,000 | 8,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,301,000 | 2,659,000 | 4,000,000 | 5,337,000 |
| Interest expense | 366,000 | 742,000 | 1,134,000 | 1,356,000 |
| Net interest income | 935,000 | 1,917,000 | 2,866,000 | 3,981,000 |
| Noninterest income | 84,000 | 161,000 | 555,000 | 640,000 |
| Noninterest expense | 917,000 | 1,798,000 | 2,744,000 | 3,682,000 |
| Provision for loan losses | 0 | 0 | -1,000 | 0 |
| Pretax income | 102,000 | 280,000 | 678,000 | 939,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 102,000 | 280,000 | 678,000 | 939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,567,000 | 9,745,000 | 10,143,000 | 9,704,000 |