Call reports 2023
FIRST NATIONAL BANK OF WAUCHULA — 2023
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 88,168,000 | 87,441,000 | 85,989,000 | 90,878,000 |
| Total loans | 65,967,000 | 68,014,000 | 68,627,000 | 69,135,000 |
| Allowance for loan losses | 914,000 | 936,000 | 1,011,000 | 999,000 |
| Securities available for sale | 6,198,000 | 6,018,000 | 5,666,000 | 5,859,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,178,000 | 77,151,000 | 73,698,000 | 78,734,000 |
| Interest-bearing deposits | 51,676,000 | 52,144,000 | 49,143,000 | 54,911,000 |
| Noninterest-bearing deposits | 26,502,000 | 25,007,000 | 24,555,000 | 23,823,000 |
| Equity capital | 8,310,000 | 8,530,000 | 8,460,000 | 8,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,129,000 | 2,311,000 | 3,530,000 | 4,846,000 |
| Interest expense | 90,000 | 207,000 | 366,000 | 666,000 |
| Net interest income | 1,039,000 | 2,104,000 | 3,164,000 | 4,180,000 |
| Noninterest income | 76,000 | 155,000 | 231,000 | 316,000 |
| Noninterest expense | 874,000 | 1,782,000 | 2,732,000 | 3,650,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 45,000 |
| Pretax income | 231,000 | 452,000 | 623,000 | 801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 231,000 | 452,000 | 623,000 | 801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,395,000 | 9,615,000 | 9,787,000 | 9,465,000 |