Call reports 2022
FIRST NATIONAL BANK OF WAUCHULA — 2022
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 89,224,000 | 88,243,000 | 86,777,000 | 89,713,000 |
| Total loans | 64,938,000 | 63,087,000 | 66,123,000 | 65,345,000 |
| Allowance for loan losses | 729,000 | 751,000 | 777,000 | 850,000 |
| Securities available for sale | 7,001,000 | 6,149,000 | 6,345,000 | 6,297,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,176,000 | 78,580,000 | 77,022,000 | 80,029,000 |
| Interest-bearing deposits | 52,545,000 | 52,637,000 | 54,049,000 | 53,470,000 |
| Noninterest-bearing deposits | 26,631,000 | 25,943,000 | 22,973,000 | 26,559,000 |
| Equity capital | 8,074,000 | 7,616,000 | 7,658,000 | 8,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 932,000 | 1,907,000 | 2,923,000 | 4,013,000 |
| Interest expense | 46,000 | 91,000 | 131,000 | 192,000 |
| Net interest income | 886,000 | 1,816,000 | 2,792,000 | 3,821,000 |
| Noninterest income | 82,000 | 159,000 | 236,000 | 310,000 |
| Noninterest expense | 865,000 | 1,717,000 | 2,595,000 | 3,481,000 |
| Provision for loan losses | 5,000 | 20,000 | 35,000 | 50,000 |
| Pretax income | 98,000 | 238,000 | 398,000 | 600,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 98,000 | 238,000 | 398,000 | 600,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,932,000 | 9,071,000 | 9,231,000 | 9,164,000 |