Call reports 2021
FIRST NATIONAL BANK OF WAUCHULA — 2021
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 85,711,000 | 83,955,000 | 82,756,000 | 85,600,000 |
| Total loans | 55,608,000 | 58,066,000 | 59,837,000 | 62,695,000 |
| Allowance for loan losses | 709,000 | 710,000 | 713,000 | 720,000 |
| Securities available for sale | 8,677,000 | 8,557,000 | 8,402,000 | 8,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,391,000 | 73,437,000 | 72,072,000 | 75,213,000 |
| Interest-bearing deposits | 52,025,000 | 50,679,000 | 48,850,000 | 51,014,000 |
| Noninterest-bearing deposits | 23,366,000 | 22,758,000 | 23,222,000 | 24,199,000 |
| Equity capital | 8,196,000 | 8,354,000 | 8,473,000 | 8,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 846,000 | 1,742,000 | 2,632,000 | 3,564,000 |
| Interest expense | 75,000 | 145,000 | 202,000 | 254,000 |
| Net interest income | 771,000 | 1,597,000 | 2,430,000 | 3,310,000 |
| Noninterest income | 121,000 | 195,000 | 273,000 | 362,000 |
| Noninterest expense | 953,000 | 1,769,000 | 2,586,000 | 3,460,000 |
| Provision for loan losses | -149,000 | -150,000 | -174,000 | -174,000 |
| Pretax income | 109,000 | 194,000 | 312,000 | 407,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 194,000 | 312,000 | 407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,735,000 | 8,820,000 | 8,938,000 | 8,833,000 |