Call reports 2020
FIRST NATIONAL BANK OF WAUCHULA — 2020
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 76,156,000 | 83,447,000 | 82,176,000 | 79,597,000 |
| Total loans | 55,121,000 | 56,217,000 | 56,350,000 | 55,351,000 |
| Allowance for loan losses | 869,000 | 863,000 | 862,000 | 842,000 |
| Securities available for sale | 7,284,000 | 6,612,000 | 8,486,000 | 7,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,819,000 | 72,788,000 | 71,430,000 | 69,130,000 |
| Interest-bearing deposits | 49,072,000 | 51,896,000 | 52,294,000 | 50,933,000 |
| Noninterest-bearing deposits | 16,747,000 | 20,892,000 | 19,136,000 | 18,197,000 |
| Equity capital | 8,351,000 | 8,515,000 | 8,563,000 | 8,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 914,000 | 1,784,000 | 2,649,000 | 3,527,000 |
| Interest expense | 121,000 | 227,000 | 327,000 | 420,000 |
| Net interest income | 793,000 | 1,557,000 | 2,322,000 | 3,107,000 |
| Noninterest income | 76,000 | 182,000 | 274,000 | 403,000 |
| Noninterest expense | 871,000 | 1,683,000 | 2,486,000 | 3,323,000 |
| Provision for loan losses | -53,000 | -62,000 | -66,000 | -90,000 |
| Pretax income | 51,000 | 118,000 | 176,000 | 277,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 51,000 | 118,000 | 176,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,600,000 | 8,668,000 | 8,725,000 | 8,626,000 |