Call reports 2019
FIRST NATIONAL BANK OF WAUCHULA — 2019
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 71,104,000 | 70,596,000 | 71,668,000 | 72,703,000 |
| Total loans | 48,979,000 | 49,559,000 | 51,878,000 | 53,242,000 |
| Allowance for loan losses | 928,000 | 927,000 | 928,000 | 923,000 |
| Securities available for sale | 11,094,000 | 9,188,000 | 8,360,000 | 8,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,124,000 | 60,325,000 | 61,248,000 | 62,531,000 |
| Interest-bearing deposits | 44,562,000 | 44,352,000 | 45,754,000 | 47,921,000 |
| Noninterest-bearing deposits | 16,562,000 | 15,973,000 | 15,494,000 | 14,610,000 |
| Equity capital | 8,149,000 | 8,355,000 | 8,481,000 | 8,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 859,000 | 1,713,000 | 2,598,000 | 3,496,000 |
| Interest expense | 95,000 | 187,000 | 290,000 | 416,000 |
| Net interest income | 764,000 | 1,526,000 | 2,308,000 | 3,080,000 |
| Noninterest income | 64,000 | 138,000 | 208,000 | 310,000 |
| Noninterest expense | 773,000 | 1,543,000 | 2,354,000 | 3,188,000 |
| Provision for loan losses | -2,000 | -3,000 | -28,000 | -185,000 |
| Pretax income | 57,000 | 126,000 | 192,000 | 389,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 57,000 | 126,000 | 192,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,564,000 | 8,633,000 | 8,699,000 | 8,549,000 |
| Total capital | 9,145,000 | 9,209,000 | 9,323,000 | 9,169,000 |
| Risk-weighted assets | 46,191,000 | 45,776,000 | 49,677,000 | 49,368,000 |