Call reports 2018
FIRST NATIONAL BANK OF WAUCHULA — 2018
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 74,395,000 | 73,582,000 | 72,170,000 | 70,911,000 |
| Total loans | 44,775,000 | 45,104,000 | 44,612,000 | 47,337,000 |
| Allowance for loan losses | 980,000 | 981,000 | 982,000 | 929,000 |
| Securities available for sale | 13,581,000 | 13,350,000 | 13,003,000 | 12,091,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,656,000 | 63,811,000 | 62,384,000 | 61,121,000 |
| Interest-bearing deposits | 48,872,000 | 48,330,000 | 48,298,000 | 47,149,000 |
| Noninterest-bearing deposits | 15,784,000 | 15,481,000 | 14,086,000 | 13,972,000 |
| Equity capital | 7,866,000 | 7,893,000 | 7,913,000 | 7,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,580,000 | 2,374,000 | 3,172,000 |
| Interest expense | 67,000 | 138,000 | 210,000 | 286,000 |
| Net interest income | 712,000 | 1,442,000 | 2,164,000 | 2,886,000 |
| Noninterest income | 82,000 | 163,000 | 227,000 | 346,000 |
| Noninterest expense | 765,000 | 1,513,000 | 2,273,000 | 3,032,000 |
| Provision for loan losses | -2,000 | -4,000 | -14,000 | -18,000 |
| Pretax income | 31,000 | 96,000 | 132,000 | 218,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 31,000 | 96,000 | 132,000 | 218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,420,000 | 8,485,000 | 8,521,000 | 8,507,000 |
| Total capital | 8,964,000 | 9,024,000 | 9,051,000 | 9,063,000 |
| Risk-weighted assets | 43,103,000 | 42,717,000 | 42,010,000 | 44,182,000 |