Call reports 2017
FIRST NATIONAL BANK OF WAUCHULA — 2017
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 76,667,000 | 75,560,000 | 74,482,000 | 72,121,000 |
| Total loans | 44,543,000 | 45,478,000 | 45,177,000 | 45,081,000 |
| Allowance for loan losses | 999,000 | 998,000 | 987,000 | 978,000 |
| Securities available for sale | 16,217,000 | 15,937,000 | 15,681,000 | 14,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,773,000 | 65,442,000 | 64,281,000 | 62,275,000 |
| Interest-bearing deposits | 51,040,000 | 50,593,000 | 49,637,000 | 47,391,000 |
| Noninterest-bearing deposits | 15,733,000 | 14,849,000 | 14,644,000 | 14,884,000 |
| Equity capital | 8,046,000 | 8,252,000 | 8,302,000 | 7,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 769,000 | 1,552,000 | 2,343,000 | 3,124,000 |
| Interest expense | 81,000 | 155,000 | 230,000 | 303,000 |
| Net interest income | 688,000 | 1,397,000 | 2,113,000 | 2,821,000 |
| Noninterest income | 89,000 | 176,000 | 266,000 | 390,000 |
| Noninterest expense | 769,000 | 1,467,000 | 2,204,000 | 2,969,000 |
| Provision for loan losses | -52,000 | -52,000 | -73,000 | -75,000 |
| Pretax income | 60,000 | 158,000 | 248,000 | 317,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 158,000 | 248,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,381,000 | 8,480,000 | 8,569,000 | 8,389,000 |
| Total capital | 8,942,000 | 9,046,000 | 9,152,000 | 8,927,000 |
| Risk-weighted assets | 44,512,000 | 44,879,000 | 46,311,000 | 42,612,000 |