Call reports 2016
FIRST NATIONAL BANK OF WAUCHULA — 2016
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,714,000 | 72,344,000 | 71,104,000 | 74,978,000 |
| Total loans | 40,740,000 | 40,256,000 | 42,858,000 | 43,740,000 |
| Allowance for loan losses | 1,098,000 | 1,096,000 | 1,071,000 | 1,049,000 |
| Securities available for sale | 16,612,000 | 16,967,000 | 16,762,000 | 16,352,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,860,000 | 62,347,000 | 61,020,000 | 65,258,000 |
| Interest-bearing deposits | 47,036,000 | 46,879,000 | 45,949,000 | 50,155,000 |
| Noninterest-bearing deposits | 14,824,000 | 15,468,000 | 15,071,000 | 15,103,000 |
| Equity capital | 8,052,000 | 8,186,000 | 8,291,000 | 7,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 739,000 | 1,484,000 | 2,249,000 | 3,027,000 |
| Interest expense | 80,000 | 158,000 | 238,000 | 319,000 |
| Net interest income | 659,000 | 1,326,000 | 2,011,000 | 2,708,000 |
| Noninterest income | 87,000 | 184,000 | 280,000 | 360,000 |
| Noninterest expense | 689,000 | 1,400,000 | 2,111,000 | 2,896,000 |
| Provision for loan losses | -2,000 | -4,000 | -6,000 | -9,000 |
| Pretax income | 59,000 | 114,000 | 186,000 | 181,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 114,000 | 186,000 | 181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,200,000 | 8,255,000 | 8,326,000 | 8,321,000 |
| Total capital | 8,709,000 | 8,767,000 | 8,872,000 | 8,870,000 |
| Risk-weighted assets | 40,140,000 | 40,386,000 | 43,182,000 | 43,431,000 |