Call reports 2015
FIRST NATIONAL BANK OF WAUCHULA — 2015
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 74,588,000 | 75,587,000 | 72,408,000 | 72,996,000 |
| Total loans | 39,859,000 | 39,829,000 | 40,267,000 | 40,972,000 |
| Allowance for loan losses | 1,234,000 | 1,211,000 | 1,133,000 | 1,130,000 |
| Securities available for sale | 19,077,000 | 19,054,000 | 18,474,000 | 16,579,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,021,000 | 66,203,000 | 62,726,000 | 63,483,000 |
| Interest-bearing deposits | 50,494,000 | 50,692,000 | 49,488,000 | 49,897,000 |
| Noninterest-bearing deposits | 14,527,000 | 15,511,000 | 13,238,000 | 13,586,000 |
| Equity capital | 7,799,000 | 7,625,000 | 7,911,000 | 7,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,471,000 | 2,226,000 | 2,969,000 |
| Interest expense | 88,000 | 175,000 | 259,000 | 341,000 |
| Net interest income | 646,000 | 1,296,000 | 1,967,000 | 2,628,000 |
| Noninterest income | 101,000 | 202,000 | 419,000 | 554,000 |
| Noninterest expense | 691,000 | 1,387,000 | 2,162,000 | 2,963,000 |
| Provision for loan losses | -3,000 | -5,000 | -10,000 | -14,000 |
| Pretax income | 59,000 | 116,000 | 234,000 | 235,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 116,000 | 234,000 | 235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,965,000 | 8,022,000 | 8,135,000 | 8,140,000 |
| Total capital | 8,459,000 | 8,525,000 | 8,645,000 | 8,650,000 |
| Risk-weighted assets | 38,781,000 | 39,539,000 | 40,187,000 | 40,188,000 |