Call reports 2013
FIRST NATIONAL BANK OF WAUCHULA — 2013
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 74,193,000 | 77,186,000 | 73,896,000 | 72,285,000 |
| Total loans | 44,811,000 | 43,318,000 | 43,052,000 | 43,061,000 |
| Allowance for loan losses | 1,627,000 | 1,627,000 | 1,627,000 | 1,595,000 |
| Securities available for sale | 14,556,000 | 17,991,000 | 18,779,000 | 18,459,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,921,000 | 68,415,000 | 65,220,000 | 63,699,000 |
| Interest-bearing deposits | 50,702,000 | 49,373,000 | 52,157,000 | 51,422,000 |
| Noninterest-bearing deposits | 14,219,000 | 19,042,000 | 13,063,000 | 12,277,000 |
| Equity capital | 7,362,000 | 6,831,000 | 6,705,000 | 6,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 765,000 | 1,543,000 | 2,349,000 | 3,163,000 |
| Interest expense | 122,000 | 241,000 | 357,000 | 461,000 |
| Net interest income | 643,000 | 1,302,000 | 1,992,000 | 2,702,000 |
| Noninterest income | 73,000 | 132,000 | 172,000 | 320,000 |
| Noninterest expense | 690,000 | 1,413,000 | 2,135,000 | 2,955,000 |
| Provision for loan losses | 17,000 | 45,000 | 48,000 | 49,000 |
| Pretax income | 16,000 | -15,000 | -10,000 | 29,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 16,000 | -15,000 | -10,000 | 29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,680,000 | 7,645,000 | 7,652,000 | 7,688,000 |
| Total capital | 8,210,000 | 8,183,000 | 8,183,000 | 8,223,000 |
| Risk-weighted assets | 41,335,000 | 41,983,000 | 41,378,000 | 41,706,000 |