Call reports 2012
FIRST NATIONAL BANK OF WAUCHULA — 2012
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 80,302,000 | 81,360,000 | 74,121,000 | 72,612,000 |
| Total loans | 49,235,000 | 47,735,000 | 46,455,000 | 45,971,000 |
| Allowance for loan losses | 1,302,000 | 1,302,000 | 1,302,000 | 1,700,000 |
| Securities available for sale | 14,447,000 | 18,371,000 | 15,750,000 | 14,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,866,000 | 70,734,000 | 63,926,000 | 63,252,000 |
| Interest-bearing deposits | 50,539,000 | 52,348,000 | 51,176,000 | 49,554,000 |
| Noninterest-bearing deposits | 19,327,000 | 18,386,000 | 12,750,000 | 13,698,000 |
| Equity capital | 8,549,000 | 8,704,000 | 8,301,000 | 7,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,833,000 | 2,671,000 | 3,450,000 |
| Interest expense | 140,000 | 284,000 | 426,000 | 555,000 |
| Net interest income | 785,000 | 1,549,000 | 2,245,000 | 2,895,000 |
| Noninterest income | 62,000 | 118,000 | 169,000 | 222,000 |
| Noninterest expense | 703,000 | 1,411,000 | 2,081,000 | 2,915,000 |
| Provision for loan losses | 163,000 | 263,000 | 849,000 | 1,526,000 |
| Pretax income | 26,000 | 39,000 | -470,000 | -1,278,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 39,000 | -470,000 | -1,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,964,000 | 8,978,000 | 8,470,000 | 7,661,000 |
| Total capital | 9,526,000 | 9,526,000 | 9,000,000 | 8,204,000 |
| Risk-weighted assets | 44,245,000 | 43,053,000 | 41,664,000 | 42,274,000 |