Call reports 2011
FIRST NATIONAL BANK OF WAUCHULA — 2011
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 80,636,000 | 85,275,000 | 84,496,000 | 73,229,000 |
| Total loans | 53,068,000 | 52,666,000 | 50,983,000 | 51,219,000 |
| Allowance for loan losses | 822,000 | 1,302,000 | 1,302,000 | 1,302,000 |
| Securities available for sale | 14,999,000 | 16,074,000 | 15,752,000 | 13,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,771,000 | 74,532,000 | 73,684,000 | 62,652,000 |
| Interest-bearing deposits | 54,297,000 | 56,299,000 | 53,733,000 | 49,105,000 |
| Noninterest-bearing deposits | 15,474,000 | 18,233,000 | 19,951,000 | 13,547,000 |
| Equity capital | 9,188,000 | 9,032,000 | 9,084,000 | 8,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 987,000 | 1,998,000 | 2,985,000 | 3,943,000 |
| Interest expense | 195,000 | 375,000 | 541,000 | 691,000 |
| Net interest income | 792,000 | 1,623,000 | 2,444,000 | 3,252,000 |
| Noninterest income | 161,000 | 246,000 | 334,000 | 203,000 |
| Noninterest expense | 794,000 | 1,530,000 | 2,248,000 | 3,065,000 |
| Provision for loan losses | 19,000 | 566,000 | 731,000 | 844,000 |
| Pretax income | 140,000 | -212,000 | -108,000 | -360,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 140,000 | -212,000 | -108,000 | -360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,435,000 | 9,083,000 | 9,187,000 | 8,937,000 |
| Total capital | 10,051,000 | 9,713,000 | 9,799,000 | 9,522,000 |
| Risk-weighted assets | 49,588,000 | 49,710,000 | 48,263,000 | 46,075,000 |