Call reports 2009
FIRST NATIONAL BANK OF WAUCHULA — 2009
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 84,098,000 | 83,963,000 | 81,036,000 | 82,117,000 |
| Total loans | 56,963,000 | 56,669,000 | 56,211,000 | 57,564,000 |
| Allowance for loan losses | 568,000 | 568,000 | 593,000 | 868,000 |
| Securities available for sale | 15,675,000 | 14,363,000 | 13,228,000 | 13,427,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,941,000 | 67,682,000 | 64,565,000 | 65,812,000 |
| Interest-bearing deposits | 57,503,000 | 55,568,000 | 55,856,000 | 54,953,000 |
| Noninterest-bearing deposits | 10,438,000 | 12,114,000 | 8,709,000 | 10,859,000 |
| Equity capital | 9,202,000 | 9,216,000 | 9,387,000 | 9,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,332,000 | 2,598,000 | 3,802,000 | 4,952,000 |
| Interest expense | 428,000 | 822,000 | 1,192,000 | 1,521,000 |
| Net interest income | 904,000 | 1,776,000 | 2,610,000 | 3,431,000 |
| Noninterest income | 110,000 | 221,000 | 326,000 | 744,000 |
| Noninterest expense | 798,000 | 1,619,000 | 2,477,000 | 3,451,000 |
| Provision for loan losses | 26,000 | 54,000 | 98,000 | 416,000 |
| Pretax income | 292,000 | 426,000 | 504,000 | 451,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 292,000 | 426,000 | 504,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,534,000 | 9,667,000 | 9,151,000 | 9,693,000 |
| Total capital | 10,102,000 | 10,235,000 | 9,744,000 | 10,351,000 |
| Risk-weighted assets | 53,302,000 | 52,729,000 | 50,903,000 | 52,383,000 |