Call reports 2008
FIRST NATIONAL BANK OF WAUCHULA — 2008
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 76,015,000 | 73,794,000 | 74,537,000 | 87,636,000 |
| Total loans | 52,348,000 | 53,479,000 | 54,452,000 | 58,094,000 |
| Allowance for loan losses | 550,000 | 550,000 | 550,000 | 550,000 |
| Securities available for sale | 10,870,000 | 10,749,000 | 10,006,000 | 15,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,111,000 | 62,923,000 | 63,351,000 | 71,130,000 |
| Interest-bearing deposits | 54,268,000 | 51,184,000 | 54,291,000 | 61,076,000 |
| Noninterest-bearing deposits | 10,843,000 | 11,739,000 | 9,060,000 | 10,054,000 |
| Equity capital | 8,855,000 | 8,761,000 | 8,994,000 | 9,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,351,000 | 2,641,000 | 3,899,000 | 5,177,000 |
| Interest expense | 505,000 | 955,000 | 1,387,000 | 1,839,000 |
| Net interest income | 846,000 | 1,686,000 | 2,512,000 | 3,338,000 |
| Noninterest income | 102,000 | 197,000 | 322,000 | 496,000 |
| Noninterest expense | 855,000 | 1,627,000 | 2,445,000 | 3,267,000 |
| Provision for loan losses | -5,000 | -6,000 | 21,000 | 48,000 |
| Pretax income | 98,000 | 262,000 | 368,000 | 519,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 98,000 | 262,000 | 368,000 | 519,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,571,000 | 9,483,000 | 9,591,000 | 9,741,000 |
| Total capital | 9,121,000 | 10,033,000 | 10,141,000 | 10,291,000 |
| Risk-weighted assets | 48,819,000 | 48,881,000 | 50,172,000 | 55,419,000 |
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