Call reports 2007
FIRST NATIONAL BANK OF WAUCHULA — 2007
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 79,154,000 | 78,769,000 | 77,347,000 | 74,768,000 |
| Total loans | 52,690,000 | 54,664,000 | 53,131,000 | 53,034,000 |
| Allowance for loan losses | 550,000 | 550,000 | 550,000 | 550,000 |
| Securities available for sale | 15,868,000 | 15,725,000 | 14,887,000 | 11,962,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,478,000 | 66,777,000 | 65,929,000 | 63,156,000 |
| Interest-bearing deposits | 55,929,000 | 55,694,000 | 55,102,000 | 52,030,000 |
| Noninterest-bearing deposits | 12,549,000 | 11,083,000 | 10,827,000 | 11,126,000 |
| Equity capital | 9,354,000 | 9,583,000 | 9,722,000 | 9,984,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,404,000 | 2,859,000 | 4,328,000 | 5,738,000 |
| Interest expense | 528,000 | 1,070,000 | 1,639,000 | 2,189,000 |
| Net interest income | 876,000 | 1,789,000 | 2,689,000 | 3,549,000 |
| Noninterest income | 110,000 | 210,000 | 275,000 | 470,000 |
| Noninterest expense | 754,000 | 1,466,000 | 2,256,000 | 3,147,000 |
| Provision for loan losses | 3,000 | 1,000 | 3,000 | 45,000 |
| Pretax income | 229,000 | 532,000 | 705,000 | 827,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 229,000 | 532,000 | 705,000 | 827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,429,000 | 9,730,000 | 9,673,000 | 9,824,000 |
| Total capital | 9,979,000 | 10,280,000 | 10,223,000 | 10,374,000 |
| Risk-weighted assets | 49,259,000 | 50,673,000 | 49,862,000 | 49,046,000 |