Call reports 2006
FIRST NATIONAL BANK OF WAUCHULA — 2006
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 80,305,000 | 81,400,000 | 81,122,000 | 79,955,000 |
| Total loans | 52,691,000 | 53,611,000 | 52,785,000 | 52,786,000 |
| Allowance for loan losses | 550,000 | 550,000 | 550,000 | 550,000 |
| Securities available for sale | 15,449,000 | 15,630,000 | 16,776,000 | 17,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,996,000 | 70,795,000 | 70,116,000 | 66,497,000 |
| Interest-bearing deposits | 55,715,000 | 57,009,000 | 58,083,000 | 55,367,000 |
| Noninterest-bearing deposits | 14,281,000 | 13,786,000 | 12,033,000 | 11,130,000 |
| Equity capital | 9,092,000 | 9,303,000 | 9,664,000 | 10,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,263,000 | 2,615,000 | 4,016,000 | 5,448,000 |
| Interest expense | 402,000 | 871,000 | 1,396,000 | 1,924,000 |
| Net interest income | 861,000 | 1,744,000 | 2,620,000 | 3,524,000 |
| Noninterest income | 128,000 | 229,000 | 321,000 | 657,000 |
| Noninterest expense | 732,000 | 1,426,000 | 2,198,000 | 3,084,000 |
| Provision for loan losses | 9,000 | 9,000 | 14,000 | 10,000 |
| Pretax income | 248,000 | 538,000 | 729,000 | 1,087,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 248,000 | 538,000 | 729,000 | 1,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,351,000 | 9,636,000 | 9,835,000 | 10,193,000 |
| Total capital | 9,901,000 | 10,186,000 | 10,385,000 | 10,743,000 |
| Risk-weighted assets | 50,025,000 | 51,389,000 | 51,520,000 | 50,442,000 |