Call reports 2003
FIRST NATIONAL BANK OF WAUCHULA — 2003
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 78,484,000 | 79,470,000 | 74,633,000 | 75,299,000 |
| Total loans | 52,022,000 | 51,095,000 | 50,940,000 | 51,129,000 |
| Allowance for loan losses | 600,000 | 600,000 | 600,000 | 525,000 |
| Securities available for sale | 13,332,000 | 11,112,000 | 10,856,000 | 11,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,316,000 | 69,065,000 | 64,139,000 | 64,748,000 |
| Interest-bearing deposits | 57,846,000 | 57,685,000 | 55,783,000 | 53,944,000 |
| Noninterest-bearing deposits | 10,470,000 | 11,380,000 | 8,356,000 | 10,804,000 |
| Equity capital | 9,210,000 | 9,382,000 | 9,425,000 | 8,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,180,000 | 2,354,000 | 3,489,000 | 4,637,000 |
| Interest expense | 378,000 | 732,000 | 1,061,000 | 1,347,000 |
| Net interest income | 802,000 | 1,622,000 | 2,428,000 | 3,290,000 |
| Noninterest income | 82,000 | 180,000 | 241,000 | 350,000 |
| Noninterest expense | 714,000 | 1,489,000 | 2,197,000 | 3,013,000 |
| Provision for loan losses | 86,000 | 75,000 | 82,000 | 113,000 |
| Pretax income | 84,000 | 238,000 | 390,000 | 514,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 84,000 | 238,000 | 390,000 | 514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,877,000 | 9,031,000 | 9,183,000 | 8,807,000 |
| Total capital | 9,477,000 | 9,631,000 | 9,783,000 | 9,332,000 |
| Risk-weighted assets | 51,978,000 | 51,413,000 | 49,612,000 | 49,190,000 |