Call reports 2002
FIRST NATIONAL BANK OF WAUCHULA — 2002
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 81,596,000 | 79,084,000 | 78,274,000 | 78,275,000 |
| Total loans | 53,774,000 | 53,298,000 | 54,036,000 | 55,390,000 |
| Allowance for loan losses | 440,000 | 690,000 | 690,000 | 600,000 |
| Securities available for sale | 11,411,000 | 13,876,000 | 13,333,000 | 12,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,242,000 | 68,397,000 | 67,150,000 | 67,454,000 |
| Interest-bearing deposits | 61,084,000 | 57,721,000 | 58,698,000 | 58,186,000 |
| Noninterest-bearing deposits | 10,158,000 | 10,676,000 | 8,452,000 | 9,268,000 |
| Equity capital | 9,281,000 | 9,550,000 | 9,960,000 | 9,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,375,000 | 2,733,000 | 4,065,000 | 5,343,000 |
| Interest expense | 515,000 | 982,000 | 1,427,000 | 1,844,000 |
| Net interest income | 860,000 | 1,751,000 | 2,638,000 | 3,499,000 |
| Noninterest income | 80,000 | 308,000 | 367,000 | 442,000 |
| Noninterest expense | 700,000 | 1,415,000 | 2,073,000 | 2,734,000 |
| Provision for loan losses | 2,000 | 259,000 | 263,000 | 697,000 |
| Pretax income | 238,000 | 385,000 | 669,000 | 510,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 238,000 | 385,000 | 669,000 | 510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,081,000 | 9,228,000 | 9,512,000 | 9,353,000 |
| Total capital | 9,521,000 | 9,890,000 | 10,178,000 | 9,953,000 |
| Risk-weighted assets | 53,695,000 | 52,957,000 | 53,268,000 | 54,191,000 |