Call reports 2001
FIRST NATIONAL BANK OF WAUCHULA — 2001
What FIRST NATIONAL BANK OF WAUCHULA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 83,363,000 | 82,768,000 | 82,155,000 | 82,007,000 |
| Total loans | 58,467,000 | 58,248,000 | 58,368,000 | 57,094,000 |
| Allowance for loan losses | 415,000 | 415,000 | 440,000 | 440,000 |
| Securities available for sale | 10,235,000 | 10,569,000 | 11,325,000 | 10,229,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,124,000 | 72,133,000 | 71,108,000 | 70,947,000 |
| Interest-bearing deposits | 61,414,000 | 62,967,000 | 62,683,000 | 60,762,000 |
| Noninterest-bearing deposits | 9,710,000 | 9,166,000 | 8,425,000 | 10,185,000 |
| Equity capital | 9,225,000 | 9,565,000 | 9,945,000 | 9,102,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,725,000 | 3,457,000 | 5,066,000 | 6,593,000 |
| Interest expense | 794,000 | 1,592,000 | 2,342,000 | 2,984,000 |
| Net interest income | 931,000 | 1,865,000 | 2,724,000 | 3,609,000 |
| Noninterest income | 77,000 | 204,000 | 282,000 | 400,000 |
| Noninterest expense | 680,000 | 1,411,000 | 2,079,000 | 3,047,000 |
| Provision for loan losses | -1,000 | 0 | 46,000 | 92,000 |
| Pretax income | 329,000 | 658,000 | 881,000 | 870,000 |
| Income tax | 0 | 0 | 0 | 3,000 |
| Net income | 329,000 | 658,000 | 881,000 | 867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,055,000 | 9,384,000 | 9,607,000 | 8,843,000 |
| Total capital | 9,470,000 | 9,799,000 | 10,047,000 | 9,283,000 |
| Risk-weighted assets | 56,358,000 | 57,239,000 | 57,421,000 | 56,432,000 |