Call reports 2026
HANCOCK COUNTY SAVINGS BANK, F.S.B. — 2026
What HANCOCK COUNTY SAVINGS BANK, F.S.B. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 496,919,000 | 508,027,000 |
| Total loans | 430,942,000 | 433,913,000 |
| Allowance for loan losses | 4,732,000 | 4,848,000 |
| Securities available for sale | 16,562,000 | 23,425,000 |
| Securities held to maturity | 3,107,000 | 3,106,000 |
| Trading assets | 0 | 0 |
| Total deposits | 391,050,000 | 401,209,000 |
| Interest-bearing deposits | 354,131,000 | 360,538,000 |
| Noninterest-bearing deposits | 36,919,000 | 40,671,000 |
| Equity capital | 91,431,000 | 92,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,566,000 | 11,395,000 |
| Interest expense | 1,268,000 | 2,615,000 |
| Net interest income | 4,298,000 | 8,780,000 |
| Noninterest income | 399,000 | 864,000 |
| Noninterest expense | 3,013,000 | 6,324,000 |
| Provision for loan losses | -13,000 | 135,000 |
| Pretax income | 1,696,000 | 3,180,000 |
| Income tax | 412,000 | 779,000 |
| Net income | 1,284,000 | 2,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 91,354,000 | 92,473,000 |
| Total capital | 94,560,000 | 95,737,000 |
| Risk-weighted assets | 255,025,000 | 259,599,000 |