Call reports 2025
HANCOCK COUNTY SAVINGS BANK, F.S.B. — 2025
What HANCOCK COUNTY SAVINGS BANK, F.S.B. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 492,764,000 | 489,401,000 | 481,808,000 | 482,443,000 |
| Total loans | 425,089,000 | 426,490,000 | 430,035,000 | 431,798,000 |
| Allowance for loan losses | 4,452,000 | 4,530,000 | 4,701,000 | 4,767,000 |
| Securities available for sale | 14,533,000 | 18,241,000 | 16,208,000 | 13,981,000 |
| Securities held to maturity | 4,771,000 | 5,695,000 | 5,694,000 | 6,608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,184,000 | 384,899,000 | 378,144,000 | 377,866,000 |
| Interest-bearing deposits | 353,032,000 | 348,691,000 | 342,680,000 | 340,752,000 |
| Noninterest-bearing deposits | 36,152,000 | 36,208,000 | 35,464,000 | 37,114,000 |
| Equity capital | 87,190,000 | 88,004,000 | 89,249,000 | 90,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,317,000 | 10,871,000 | 16,387,000 | 21,897,000 |
| Interest expense | 1,566,000 | 3,065,000 | 4,410,000 | 5,722,000 |
| Net interest income | 3,751,000 | 7,806,000 | 11,977,000 | 16,175,000 |
| Noninterest income | 442,000 | 882,000 | 1,320,000 | 1,809,000 |
| Noninterest expense | 2,921,000 | 6,184,000 | 9,165,000 | 12,500,000 |
| Provision for loan losses | 45,000 | 149,000 | 355,000 | 451,000 |
| Pretax income | 1,239,000 | 2,365,000 | 3,795,000 | 5,052,000 |
| Income tax | 315,000 | 602,000 | 942,000 | 1,250,000 |
| Net income | 924,000 | 1,763,000 | 2,853,000 | 3,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,185,000 | 88,027,000 | 89,119,000 | 90,068,000 |
| Total capital | 90,342,000 | 91,216,000 | 92,323,000 | 93,277,000 |
| Risk-weighted assets | 251,296,000 | 253,788,000 | 254,870,000 | 255,187,000 |
Machine access — free, no API key
Every figure shown here about HANCOCK COUNTY SAVINGS BANK, F.S.B. — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.