Call reports 2024
HANCOCK COUNTY SAVINGS BANK, F.S.B. — 2024
What HANCOCK COUNTY SAVINGS BANK, F.S.B. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 462,676,000 | 473,384,000 | 474,656,000 | 481,395,000 |
| Total loans | 412,426,000 | 416,730,000 | 421,286,000 | 423,635,000 |
| Allowance for loan losses | 4,335,000 | 4,288,000 | 4,376,000 | 4,415,000 |
| Securities available for sale | 17,037,000 | 12,909,000 | 14,222,000 | 13,624,000 |
| Securities held to maturity | 5,015,000 | 4,850,000 | 4,850,000 | 4,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,945,000 | 371,796,000 | 372,710,000 | 378,737,000 |
| Interest-bearing deposits | 330,276,000 | 334,285,000 | 338,005,000 | 341,085,000 |
| Noninterest-bearing deposits | 31,669,000 | 37,511,000 | 34,705,000 | 37,652,000 |
| Equity capital | 83,858,000 | 84,691,000 | 85,616,000 | 86,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,846,000 | 9,816,000 | 14,928,000 | 20,180,000 |
| Interest expense | 1,318,000 | 2,648,000 | 4,160,000 | 5,707,000 |
| Net interest income | 3,528,000 | 7,168,000 | 10,768,000 | 14,473,000 |
| Noninterest income | 409,000 | 885,000 | 1,346,000 | 1,794,000 |
| Noninterest expense | 2,748,000 | 5,792,000 | 8,621,000 | 11,809,000 |
| Provision for loan losses | 84,000 | 61,000 | 243,000 | 292,000 |
| Pretax income | 1,101,000 | 2,196,000 | 3,261,000 | 4,160,000 |
| Income tax | 277,000 | 555,000 | 823,000 | 1,064,000 |
| Net income | 824,000 | 1,641,000 | 2,438,000 | 3,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,981,000 | 84,802,000 | 85,596,000 | 86,259,000 |
| Total capital | 86,998,000 | 87,855,000 | 88,698,000 | 89,383,000 |
| Risk-weighted assets | 240,102,000 | 243,028,000 | 246,920,000 | 248,685,000 |