Call reports 2022
HANCOCK COUNTY SAVINGS BANK, F.S.B. — 2022
What HANCOCK COUNTY SAVINGS BANK, F.S.B. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 447,600,000 | 448,386,000 | 450,013,000 | 450,320,000 |
| Total loans | 369,237,000 | 376,799,000 | 382,622,000 | 389,939,000 |
| Allowance for loan losses | 2,352,000 | 2,295,000 | 2,288,000 | 1,945,000 |
| Securities available for sale | 382,000 | 6,293,000 | 7,292,000 | 8,242,000 |
| Securities held to maturity | 42,646,000 | 31,469,000 | 20,071,000 | 16,512,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,923,000 | 347,768,000 | 348,512,000 | 347,110,000 |
| Interest-bearing deposits | 314,900,000 | 314,574,000 | 315,866,000 | 314,268,000 |
| Noninterest-bearing deposits | 33,023,000 | 33,194,000 | 32,646,000 | 32,842,000 |
| Equity capital | 78,531,000 | 79,398,000 | 80,192,000 | 81,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,687,000 | 7,453,000 | 11,337,000 | 15,421,000 |
| Interest expense | 355,000 | 703,000 | 1,049,000 | 1,437,000 |
| Net interest income | 3,332,000 | 6,750,000 | 10,288,000 | 13,984,000 |
| Noninterest income | 422,000 | 852,000 | 1,280,000 | 1,709,000 |
| Noninterest expense | 2,424,000 | 5,050,000 | 7,663,000 | 10,633,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | -303,000 |
| Pretax income | 1,277,000 | 2,481,000 | 3,819,000 | 5,310,000 |
| Income tax | 316,000 | 610,000 | 939,000 | 1,307,000 |
| Net income | 961,000 | 1,871,000 | 2,880,000 | 4,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,456,000 | 79,362,000 | 80,382,000 | 81,505,000 |
| Total capital | 80,808,000 | 81,657,000 | 82,670,000 | 83,450,000 |
| Risk-weighted assets | 237,878,000 | 234,430,000 | 226,056,000 | 229,060,000 |