Call reports 2021
HANCOCK COUNTY SAVINGS BANK, F.S.B. — 2021
What HANCOCK COUNTY SAVINGS BANK, F.S.B. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 431,504,000 | 442,917,000 | 443,048,000 | 444,738,000 |
| Total loans | 336,586,000 | 345,820,000 | 357,286,000 | 364,891,000 |
| Allowance for loan losses | 2,476,000 | 2,460,000 | 2,701,000 | 2,364,000 |
| Securities available for sale | 568,000 | 518,000 | 467,000 | 431,000 |
| Securities held to maturity | 60,506,000 | 55,519,000 | 49,609,000 | 39,101,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,607,000 | 346,278,000 | 345,336,000 | 343,315,000 |
| Interest-bearing deposits | 305,174,000 | 313,210,000 | 314,242,000 | 311,183,000 |
| Noninterest-bearing deposits | 30,433,000 | 33,068,000 | 31,094,000 | 32,132,000 |
| Equity capital | 74,761,000 | 75,481,000 | 76,513,000 | 77,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,619,000 | 7,209,000 | 10,885,000 | 14,573,000 |
| Interest expense | 423,000 | 834,000 | 1,240,000 | 1,634,000 |
| Net interest income | 3,196,000 | 6,375,000 | 9,645,000 | 12,939,000 |
| Noninterest income | 411,000 | 833,000 | 1,260,000 | 1,657,000 |
| Noninterest expense | 2,262,000 | 4,896,000 | 7,212,000 | 9,783,000 |
| Provision for loan losses | 0 | 0 | 0 | -315,000 |
| Pretax income | 1,336,000 | 2,304,000 | 3,682,000 | 5,113,000 |
| Income tax | 350,000 | 598,000 | 941,000 | 1,300,000 |
| Net income | 986,000 | 1,706,000 | 2,741,000 | 3,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,690,000 | 75,417,000 | 76,462,000 | 77,493,000 |
| Total capital | 77,166,000 | 77,877,000 | 79,163,000 | 79,857,000 |
| Risk-weighted assets | 239,946,000 | 241,646,000 | 240,431,000 | 233,699,000 |