Call reports 2020
HANCOCK COUNTY SAVINGS BANK, F.S.B. — 2020
What HANCOCK COUNTY SAVINGS BANK, F.S.B. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 378,379,000 | 398,326,000 | 399,235,000 | 410,752,000 |
| Total loans | 305,719,000 | 312,630,000 | 322,746,000 | 331,235,000 |
| Allowance for loan losses | 2,979,000 | 3,093,000 | 3,075,000 | 2,479,000 |
| Securities available for sale | 1,808,000 | 1,765,000 | 1,701,000 | 639,000 |
| Securities held to maturity | 37,963,000 | 51,967,000 | 40,216,000 | 39,222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,568,000 | 301,210,000 | 303,207,000 | 313,361,000 |
| Interest-bearing deposits | 270,900,000 | 278,318,000 | 277,375,000 | 286,508,000 |
| Noninterest-bearing deposits | 19,668,000 | 22,892,000 | 25,832,000 | 26,853,000 |
| Equity capital | 71,071,000 | 71,751,000 | 72,670,000 | 73,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,706,000 | 7,225,000 | 10,891,000 | 14,500,000 |
| Interest expense | 494,000 | 974,000 | 1,445,000 | 1,897,000 |
| Net interest income | 3,212,000 | 6,251,000 | 9,446,000 | 12,603,000 |
| Noninterest income | 345,000 | 696,000 | 1,068,000 | 1,463,000 |
| Noninterest expense | 2,425,000 | 4,714,000 | 7,117,000 | 9,782,000 |
| Provision for loan losses | 310,000 | 427,000 | 427,000 | -169,000 |
| Pretax income | 830,000 | 1,818,000 | 2,982,000 | 4,464,000 |
| Income tax | 213,000 | 527,000 | 767,000 | 1,136,000 |
| Net income | 617,000 | 1,291,000 | 2,215,000 | 3,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,930,000 | 71,622,000 | 72,561,000 | 73,690,000 |
| Total capital | 73,443,000 | 74,349,000 | 75,230,000 | 76,169,000 |
| Risk-weighted assets | 200,601,000 | 217,858,000 | 213,134,000 | 219,947,000 |
Machine access — free, no API key
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