Call reports 2019
HANCOCK COUNTY SAVINGS BANK, F.S.B. — 2019
What HANCOCK COUNTY SAVINGS BANK, F.S.B. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 375,129,000 | 378,643,000 | 373,534,000 | 373,243,000 |
| Total loans | 295,943,000 | 297,764,000 | 302,663,000 | 305,985,000 |
| Allowance for loan losses | 2,864,000 | 2,902,000 | 2,861,000 | 2,664,000 |
| Securities available for sale | 2,007,000 | 1,979,000 | 1,917,000 | 1,847,000 |
| Securities held to maturity | 44,219,000 | 45,228,000 | 34,969,000 | 33,999,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,086,000 | 290,642,000 | 287,169,000 | 285,819,000 |
| Interest-bearing deposits | 271,332,000 | 271,123,000 | 269,653,000 | 268,522,000 |
| Noninterest-bearing deposits | 16,754,000 | 19,519,000 | 17,516,000 | 17,297,000 |
| Equity capital | 67,977,000 | 68,864,000 | 69,621,000 | 70,441,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,721,000 | 7,506,000 | 11,286,000 | 15,031,000 |
| Interest expense | 472,000 | 991,000 | 1,521,000 | 2,045,000 |
| Net interest income | 3,249,000 | 6,515,000 | 9,765,000 | 12,986,000 |
| Noninterest income | 341,000 | 730,000 | 1,098,000 | 1,505,000 |
| Noninterest expense | 2,350,000 | 4,844,000 | 7,454,000 | 10,071,000 |
| Provision for loan losses | 33,000 | 33,000 | 33,000 | -122,000 |
| Pretax income | 1,213,000 | 2,381,000 | 3,393,000 | 4,557,000 |
| Income tax | 269,000 | 563,000 | 820,000 | 1,159,000 |
| Net income | 944,000 | 1,818,000 | 2,573,000 | 3,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,848,000 | 68,727,000 | 69,499,000 | 70,312,000 |
| Total capital | 70,255,000 | 71,169,000 | 71,947,000 | 72,774,000 |
| Risk-weighted assets | 192,117,000 | 194,951,000 | 195,427,000 | 196,812,000 |