Call reports 2017
HANCOCK COUNTY SAVINGS BANK, F.S.B. — 2017
What HANCOCK COUNTY SAVINGS BANK, F.S.B. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 362,470,000 | 367,668,000 | 366,603,000 | 360,215,000 |
| Total loans | 271,477,000 | 274,573,000 | 280,159,000 | 285,144,000 |
| Allowance for loan losses | 3,045,000 | 2,964,000 | 3,012,000 | 2,969,000 |
| Securities available for sale | 4,643,000 | 4,989,000 | 4,908,000 | 4,794,000 |
| Securities held to maturity | 57,449,000 | 58,682,000 | 49,798,000 | 40,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,819,000 | 284,315,000 | 282,310,000 | 275,389,000 |
| Interest-bearing deposits | 264,766,000 | 267,233,000 | 265,338,000 | 260,736,000 |
| Noninterest-bearing deposits | 15,053,000 | 17,082,000 | 16,972,000 | 14,653,000 |
| Equity capital | 61,984,000 | 62,598,000 | 63,310,000 | 63,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,260,000 | 6,572,000 | 9,920,000 | 13,334,000 |
| Interest expense | 347,000 | 722,000 | 1,100,000 | 1,475,000 |
| Net interest income | 2,913,000 | 5,850,000 | 8,820,000 | 11,859,000 |
| Noninterest income | 364,000 | 684,000 | 1,046,000 | 1,412,000 |
| Noninterest expense | 2,093,000 | 4,393,000 | 6,606,000 | 8,927,000 |
| Provision for loan losses | 18,000 | 18,000 | 18,000 | 24,000 |
| Pretax income | 1,166,000 | 2,123,000 | 3,242,000 | 4,320,000 |
| Income tax | 417,000 | 772,000 | 1,182,000 | 1,814,000 |
| Net income | 749,000 | 1,351,000 | 2,060,000 | 2,506,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,839,000 | 62,453,000 | 63,143,000 | 63,601,000 |
| Total capital | 64,213,000 | 64,882,000 | 65,579,000 | 65,976,000 |
| Risk-weighted assets | 189,228,000 | 193,668,000 | 194,084,000 | 189,401,000 |