Call reports 2012
HANCOCK COUNTY SAVINGS BANK, F.S.B. — 2012
What HANCOCK COUNTY SAVINGS BANK, F.S.B. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 324,737,000 | 324,057,000 | 327,178,000 | 328,858,000 |
| Total loans | 248,411,000 | 253,882,000 | 255,955,000 | 257,256,000 |
| Allowance for loan losses | 2,462,000 | 3,041,000 | 3,144,000 | 3,169,000 |
| Securities available for sale | 1,472,000 | 1,347,000 | 1,219,000 | 1,097,000 |
| Securities held to maturity | 37,241,000 | 34,084,000 | 28,286,000 | 40,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,978,000 | 271,930,000 | 274,451,000 | 275,804,000 |
| Interest-bearing deposits | 259,794,000 | 258,730,000 | 263,476,000 | 263,390,000 |
| Noninterest-bearing deposits | 13,184,000 | 13,200,000 | 10,975,000 | 12,414,000 |
| Equity capital | 50,942,000 | 51,323,000 | 51,841,000 | 52,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,518,000 | 6,904,000 | 10,248,000 | 13,612,000 |
| Interest expense | 566,000 | 1,076,000 | 1,554,000 | 1,991,000 |
| Net interest income | 2,952,000 | 5,828,000 | 8,694,000 | 11,621,000 |
| Noninterest income | 319,000 | 700,000 | 1,019,000 | 1,368,000 |
| Noninterest expense | 1,965,000 | 4,068,000 | 5,954,000 | 8,083,000 |
| Provision for loan losses | 578,000 | 1,178,000 | 1,553,000 | 1,606,000 |
| Pretax income | 728,000 | 1,282,000 | 2,206,000 | 3,300,000 |
| Income tax | 269,000 | 446,000 | 852,000 | 1,256,000 |
| Net income | 459,000 | 836,000 | 1,354,000 | 2,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,748,000 | 51,153,000 | 51,675,000 | 52,377,000 |
| Total capital | 52,787,000 | 53,185,000 | 53,674,000 | 54,413,000 |
| Risk-weighted assets | 162,118,000 | 160,852,000 | 158,008,000 | 161,075,000 |