Call reports 2023
FIRST BANK OF OWASSO — 2023
What FIRST BANK OF OWASSO reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 592,732,000 | 572,589,000 | 528,589,000 | 522,431,000 |
| Total loans | 407,485,000 | 409,433,000 | 403,875,000 | 403,870,000 |
| Allowance for loan losses | 6,637,000 | 6,664,000 | 6,720,000 | 6,493,000 |
| Securities available for sale | 78,763,000 | 84,659,000 | 80,449,000 | 81,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 522,209,000 | 498,913,000 | 454,202,000 | 442,621,000 |
| Interest-bearing deposits | 409,451,000 | 385,263,000 | 347,405,000 | 322,255,000 |
| Noninterest-bearing deposits | 112,759,000 | 113,651,000 | 106,796,000 | 120,366,000 |
| Equity capital | 69,830,000 | 73,036,000 | 73,594,000 | 78,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,988,000 | 18,544,000 | 28,220,000 | 37,513,000 |
| Interest expense | 1,940,000 | 4,016,000 | 6,060,000 | 7,901,000 |
| Net interest income | 7,048,000 | 14,528,000 | 22,160,000 | 29,612,000 |
| Noninterest income | 671,000 | 1,426,000 | 2,161,000 | 2,890,000 |
| Noninterest expense | 2,731,000 | 5,607,000 | 8,480,000 | 11,443,000 |
| Provision for loan losses | 27,000 | 54,000 | 82,000 | 110,000 |
| Pretax income | 4,961,000 | 10,293,000 | 15,759,000 | 20,949,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,961,000 | 10,293,000 | 15,759,000 | 20,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,824,000 | 78,875,000 | 80,015,000 | 82,884,000 |
| Total capital | 80,354,000 | 84,456,000 | 85,529,000 | 88,399,000 |
| Risk-weighted assets | 441,002,000 | 445,080,000 | 439,605,000 | 439,673,000 |
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