Call reports 2022
FIRST BANK OF OWASSO — 2022
What FIRST BANK OF OWASSO reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 637,118,000 | 621,678,000 | 570,964,000 | 552,382,000 |
| Total loans | 367,241,000 | 369,545,000 | 393,911,000 | 403,879,000 |
| Allowance for loan losses | 6,857,000 | 6,885,000 | 6,913,000 | 6,940,000 |
| Securities available for sale | 46,781,000 | 75,837,000 | 78,850,000 | 78,571,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 574,146,000 | 558,175,000 | 507,284,000 | 485,376,000 |
| Interest-bearing deposits | 455,243,000 | 441,114,000 | 388,165,000 | 365,650,000 |
| Noninterest-bearing deposits | 118,902,000 | 117,060,000 | 119,118,000 | 119,725,000 |
| Equity capital | 62,856,000 | 63,229,000 | 63,447,000 | 66,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,863,000 | 10,231,000 | 17,140,000 | 25,136,000 |
| Interest expense | 444,000 | 985,000 | 1,698,000 | 3,012,000 |
| Net interest income | 4,419,000 | 9,246,000 | 15,442,000 | 22,124,000 |
| Noninterest income | 782,000 | 1,489,000 | 2,162,000 | 2,819,000 |
| Noninterest expense | 2,493,000 | 4,962,000 | 7,674,000 | 10,442,000 |
| Provision for loan losses | 27,000 | 54,000 | 82,000 | 109,000 |
| Pretax income | 2,681,000 | 5,719,000 | 9,848,000 | 14,392,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,681,000 | 5,719,000 | 9,848,000 | 14,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,941,000 | 67,215,000 | 69,823,000 | 72,492,000 |
| Total capital | 69,812,000 | 72,278,000 | 75,238,000 | 77,997,000 |
| Risk-weighted assets | 387,736,000 | 403,204,000 | 431,686,000 | 438,947,000 |