Call reports 2018
FIRST BANK OF OWASSO — 2018
What FIRST BANK OF OWASSO reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 361,879,000 | 385,046,000 | 381,707,000 | 393,619,000 |
| Total loans | 328,145,000 | 339,245,000 | 340,244,000 | 352,736,000 |
| Allowance for loan losses | 4,740,000 | 4,922,000 | 5,106,000 | 5,290,000 |
| Securities available for sale | 13,288,000 | 12,876,000 | 10,386,000 | 10,092,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 315,131,000 | 343,889,000 | 340,012,000 | 349,544,000 |
| Interest-bearing deposits | 249,069,000 | 273,718,000 | 273,640,000 | 277,668,000 |
| Noninterest-bearing deposits | 66,061,000 | 70,170,000 | 66,372,000 | 71,876,000 |
| Equity capital | 39,039,000 | 40,444,000 | 41,125,000 | 42,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,256,000 | 8,793,000 | 13,567,000 | 18,670,000 |
| Interest expense | 580,000 | 1,478,000 | 2,607,000 | 3,818,000 |
| Net interest income | 3,676,000 | 7,315,000 | 10,960,000 | 14,852,000 |
| Noninterest income | 520,000 | 1,065,000 | 1,651,000 | 2,253,000 |
| Noninterest expense | 1,971,000 | 3,891,000 | 5,897,000 | 7,887,000 |
| Provision for loan losses | 180,000 | 362,000 | 546,000 | 730,000 |
| Pretax income | 2,045,000 | 4,127,000 | 6,168,000 | 8,488,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,045,000 | 4,127,000 | 6,168,000 | 8,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,222,000 | 40,664,000 | 41,423,000 | 43,102,000 |
| Total capital | 43,586,000 | 45,162,000 | 45,868,000 | 47,661,000 |
| Risk-weighted assets | 348,783,000 | 359,436,000 | 354,903,000 | 363,960,000 |