Call reports 2017
FIRST BANK OF OWASSO — 2017
What FIRST BANK OF OWASSO reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 292,793,000 | 313,456,000 | 332,204,000 | 338,823,000 |
| Total loans | 253,057,000 | 273,482,000 | 299,700,000 | 307,294,000 |
| Allowance for loan losses | 4,146,000 | 4,238,000 | 4,375,000 | 4,559,000 |
| Securities available for sale | 20,178,000 | 18,430,000 | 14,600,000 | 13,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,548,000 | 246,911,000 | 263,973,000 | 270,446,000 |
| Interest-bearing deposits | 185,364,000 | 176,523,000 | 193,634,000 | 201,657,000 |
| Noninterest-bearing deposits | 71,183,000 | 70,387,000 | 70,339,000 | 68,789,000 |
| Equity capital | 36,042,000 | 37,451,000 | 37,730,000 | 38,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,270,000 | 6,803,000 | 10,661,000 | 14,810,000 |
| Interest expense | 114,000 | 270,000 | 625,000 | 1,125,000 |
| Net interest income | 3,156,000 | 6,533,000 | 10,036,000 | 13,685,000 |
| Noninterest income | 527,000 | 1,087,000 | 1,607,000 | 2,158,000 |
| Noninterest expense | 1,824,000 | 3,645,000 | 5,477,000 | 7,359,000 |
| Provision for loan losses | 90,000 | 181,000 | 318,000 | 502,000 |
| Pretax income | 1,769,000 | 3,794,000 | 5,848,000 | 7,982,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,769,000 | 3,794,000 | 5,848,000 | 7,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,051,000 | 37,355,000 | 37,647,000 | 38,660,000 |
| Total capital | 39,624,000 | 41,193,000 | 41,678,000 | 42,797,000 |
| Risk-weighted assets | 285,304,000 | 306,666,000 | 322,174,000 | 330,654,000 |