Call reports 2016
FIRST BANK OF OWASSO — 2016
What FIRST BANK OF OWASSO reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 276,444,000 | 265,057,000 | 264,094,000 | 281,306,000 |
| Total loans | 211,045,000 | 215,853,000 | 220,906,000 | 239,411,000 |
| Allowance for loan losses | 3,781,000 | 3,872,000 | 3,965,000 | 4,055,000 |
| Securities available for sale | 30,313,000 | 25,494,000 | 23,450,000 | 22,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,023,000 | 229,448,000 | 228,492,000 | 230,689,000 |
| Interest-bearing deposits | 177,826,000 | 162,583,000 | 156,710,000 | 162,436,000 |
| Noninterest-bearing deposits | 64,198,000 | 66,865,000 | 71,782,000 | 68,253,000 |
| Equity capital | 34,088,000 | 35,213,000 | 35,339,000 | 35,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,905,000 | 5,828,000 | 8,778,000 | 11,932,000 |
| Interest expense | 75,000 | 152,000 | 229,000 | 312,000 |
| Net interest income | 2,830,000 | 5,676,000 | 8,549,000 | 11,620,000 |
| Noninterest income | 625,000 | 1,131,000 | 1,672,000 | 2,201,000 |
| Noninterest expense | 1,642,000 | 3,325,000 | 4,972,000 | 6,719,000 |
| Provision for loan losses | 91,000 | 182,000 | 274,000 | 366,000 |
| Pretax income | 1,722,000 | 3,300,000 | 4,975,000 | 6,736,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,722,000 | 3,300,000 | 4,975,000 | 6,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,836,000 | 34,775,000 | 34,926,000 | 35,724,000 |
| Total capital | 36,909,000 | 37,928,000 | 38,067,000 | 39,184,000 |
| Risk-weighted assets | 245,168,000 | 251,481,000 | 250,435,000 | 276,192,000 |