Call reports 2015
FIRST BANK OF OWASSO — 2015
What FIRST BANK OF OWASSO reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 265,134,000 | 259,287,000 | 260,580,000 | 257,533,000 |
| Total loans | 197,221,000 | 199,861,000 | 207,765,000 | 207,422,000 |
| Allowance for loan losses | 3,426,000 | 3,519,000 | 3,565,000 | 3,662,000 |
| Securities available for sale | 38,486,000 | 36,315,000 | 31,631,000 | 30,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,194,000 | 226,718,000 | 216,573,000 | 214,995,000 |
| Interest-bearing deposits | 169,564,000 | 164,532,000 | 153,273,000 | 149,164,000 |
| Noninterest-bearing deposits | 63,631,000 | 62,186,000 | 63,300,000 | 65,831,000 |
| Equity capital | 31,625,000 | 32,280,000 | 32,746,000 | 33,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,534,000 | 5,290,000 | 8,162,000 | 11,224,000 |
| Interest expense | 79,000 | 158,000 | 229,000 | 303,000 |
| Net interest income | 2,455,000 | 5,132,000 | 7,933,000 | 10,921,000 |
| Noninterest income | 542,000 | 1,082,000 | 1,656,000 | 2,213,000 |
| Noninterest expense | 1,680,000 | 3,359,000 | 5,036,000 | 6,677,000 |
| Provision for loan losses | 56,000 | 147,000 | 239,000 | 331,000 |
| Pretax income | 1,261,000 | 2,708,000 | 4,314,000 | 6,126,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,261,000 | 2,708,000 | 4,314,000 | 6,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,343,000 | 32,229,000 | 32,524,000 | 33,299,000 |
| Total capital | 34,145,000 | 35,082,000 | 35,462,000 | 36,331,000 |
| Risk-weighted assets | 223,543,000 | 227,559,000 | 234,445,000 | 241,965,000 |