Call reports 2012
FIRST BANK OF OWASSO — 2012
What FIRST BANK OF OWASSO reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 226,605,000 | 229,942,000 | 226,235,000 | 235,889,000 |
| Total loans | 172,781,000 | 181,546,000 | 177,745,000 | 178,487,000 |
| Allowance for loan losses | 2,267,000 | 2,423,000 | 2,515,000 | 2,604,000 |
| Securities available for sale | 4,372,000 | 3,985,000 | 9,967,000 | 9,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,155,000 | 204,724,000 | 200,533,000 | 209,414,000 |
| Interest-bearing deposits | 148,575,000 | 153,356,000 | 144,336,000 | 138,678,000 |
| Noninterest-bearing deposits | 53,580,000 | 51,368,000 | 56,197,000 | 70,736,000 |
| Equity capital | 24,152,000 | 24,924,000 | 25,373,000 | 25,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,297,000 | 4,686,000 | 7,112,000 | 9,482,000 |
| Interest expense | 149,000 | 299,000 | 442,000 | 568,000 |
| Net interest income | 2,148,000 | 4,387,000 | 6,670,000 | 8,914,000 |
| Noninterest income | 438,000 | 926,000 | 1,362,000 | 1,838,000 |
| Noninterest expense | 1,603,000 | 3,156,000 | 4,775,000 | 6,400,000 |
| Provision for loan losses | 150,000 | 299,000 | 390,000 | 481,000 |
| Pretax income | 833,000 | 1,858,000 | 2,867,000 | 3,871,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 833,000 | 1,858,000 | 2,867,000 | 3,871,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,081,000 | 24,866,000 | 25,315,000 | 25,920,000 |
| Total capital | 26,348,000 | 27,289,000 | 27,805,000 | 28,473,000 |
| Risk-weighted assets | 196,117,000 | 203,594,000 | 199,188,000 | 204,172,000 |