Call reports 2011
FIRST BANK OF OWASSO — 2011
What FIRST BANK OF OWASSO reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 217,320,000 | 210,756,000 | 206,990,000 | 204,438,000 |
| Total loans | 183,161,000 | 181,759,000 | 175,523,000 | 174,546,000 |
| Allowance for loan losses | 1,840,000 | 1,986,000 | 1,462,000 | 2,110,000 |
| Securities available for sale | 6,988,000 | 6,788,000 | 6,662,000 | 5,485,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,731,000 | 184,406,000 | 183,213,000 | 180,542,000 |
| Interest-bearing deposits | 145,694,000 | 140,286,000 | 136,550,000 | 128,503,000 |
| Noninterest-bearing deposits | 49,037,000 | 44,120,000 | 46,663,000 | 52,039,000 |
| Equity capital | 22,241,000 | 22,882,000 | 23,453,000 | 23,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,483,000 | 4,903,000 | 7,252,000 | 9,625,000 |
| Interest expense | 255,000 | 481,000 | 670,000 | 826,000 |
| Net interest income | 2,228,000 | 4,422,000 | 6,582,000 | 8,799,000 |
| Noninterest income | 439,000 | 860,000 | 1,292,000 | 1,768,000 |
| Noninterest expense | 1,728,000 | 3,396,000 | 4,944,000 | 6,527,000 |
| Provision for loan losses | 148,000 | 298,000 | 449,000 | 1,180,000 |
| Pretax income | 791,000 | 1,588,000 | 2,481,000 | 2,860,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 791,000 | 1,588,000 | 2,481,000 | 2,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,138,000 | 22,774,000 | 23,349,000 | 23,567,000 |
| Total capital | 23,978,000 | 24,760,000 | 24,811,000 | 25,677,000 |
| Risk-weighted assets | 201,545,000 | 199,806,000 | 194,305,000 | 194,465,000 |