Call reports 2005
FIRST BANK OF OWASSO — 2005
What FIRST BANK OF OWASSO reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 185,895,000 | 187,831,000 | 190,491,000 | 181,147,000 |
| Total loans | 132,703,000 | 139,781,000 | 146,359,000 | 141,810,000 |
| Allowance for loan losses | 1,301,000 | 1,238,000 | 1,246,000 | 1,254,000 |
| Securities available for sale | 46,356,000 | 39,873,000 | 34,923,000 | 31,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,378,000 | 139,466,000 | 139,479,000 | 133,209,000 |
| Interest-bearing deposits | 113,893,000 | 110,412,000 | 108,063,000 | 101,516,000 |
| Noninterest-bearing deposits | 27,485,000 | 29,054,000 | 31,415,000 | 31,693,000 |
| Equity capital | 13,795,000 | 14,909,000 | 15,271,000 | 15,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,760,000 | 5,609,000 | 8,743,000 | 12,136,000 |
| Interest expense | 737,000 | 1,491,000 | 2,376,000 | 3,302,000 |
| Net interest income | 2,023,000 | 4,118,000 | 6,367,000 | 8,834,000 |
| Noninterest income | 342,000 | 701,000 | 1,060,000 | 1,426,000 |
| Noninterest expense | 1,215,000 | 2,512,000 | 3,721,000 | 5,103,000 |
| Provision for loan losses | 59,000 | 119,000 | 210,000 | 300,000 |
| Pretax income | 1,091,000 | 2,188,000 | 3,496,000 | 4,857,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,091,000 | 2,188,000 | 3,496,000 | 4,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,041,000 | 14,875,000 | 15,546,000 | 15,955,000 |
| Total capital | 16,342,000 | 16,113,000 | 16,792,000 | 17,209,000 |
| Risk-weighted assets | 158,324,000 | 163,953,000 | 156,237,000 | 152,670,000 |