Call reports 2003
FIRST BANK OF OWASSO — 2003
What FIRST BANK OF OWASSO reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 170,390,000 | 166,104,000 | 167,653,000 | 175,530,000 |
| Total loans | 110,594,000 | 109,148,000 | 108,570,000 | 113,093,000 |
| Allowance for loan losses | 1,040,000 | 1,071,000 | 1,103,000 | 1,132,000 |
| Securities available for sale | 51,977,000 | 50,164,000 | 49,721,000 | 55,081,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,809,000 | 131,411,000 | 130,684,000 | 123,660,000 |
| Interest-bearing deposits | 108,665,000 | 106,122,000 | 105,708,000 | 98,877,000 |
| Noninterest-bearing deposits | 26,144,000 | 25,289,000 | 24,976,000 | 24,783,000 |
| Equity capital | 13,089,000 | 12,959,000 | 12,685,000 | 13,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,020,000 | 4,066,000 | 6,052,000 | 8,172,000 |
| Interest expense | 656,000 | 1,279,000 | 1,837,000 | 2,361,000 |
| Net interest income | 1,364,000 | 2,787,000 | 4,215,000 | 5,811,000 |
| Noninterest income | 356,000 | 721,000 | 1,062,000 | 1,389,000 |
| Noninterest expense | 1,076,000 | 2,144,000 | 3,191,000 | 4,272,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 614,000 | 1,304,000 | 1,996,000 | 2,808,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 614,000 | 1,304,000 | 1,996,000 | 2,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,776,000 | 12,235,000 | 12,312,000 | 13,122,000 |
| Total capital | 13,816,000 | 13,306,000 | 13,415,000 | 14,254,000 |
| Risk-weighted assets | 121,162,000 | 120,408,000 | 122,389,000 | 125,931,000 |
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