Call reports 2002
FIRST BANK OF OWASSO — 2002
What FIRST BANK OF OWASSO reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 138,473,000 | 140,983,000 | 157,198,000 | 158,382,000 |
| Total loans | 93,449,000 | 97,333,000 | 101,817,000 | 107,784,000 |
| Allowance for loan losses | 921,000 | 951,000 | 978,000 | 1,009,000 |
| Securities available for sale | 38,421,000 | 37,908,000 | 44,157,000 | 44,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,649,000 | 124,919,000 | 129,160,000 | 122,607,000 |
| Interest-bearing deposits | 100,569,000 | 98,574,000 | 103,018,000 | 97,569,000 |
| Noninterest-bearing deposits | 25,080,000 | 26,345,000 | 26,142,000 | 25,038,000 |
| Equity capital | 12,460,000 | 12,418,000 | 12,809,000 | 13,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,211,000 | 4,433,000 | 6,806,000 | 9,072,000 |
| Interest expense | 776,000 | 1,517,000 | 2,270,000 | 2,999,000 |
| Net interest income | 1,435,000 | 2,916,000 | 4,536,000 | 6,073,000 |
| Noninterest income | 373,000 | 738,000 | 1,077,000 | 1,435,000 |
| Noninterest expense | 1,056,000 | 2,088,000 | 3,115,000 | 4,177,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 722,000 | 1,506,000 | 2,408,000 | 3,211,000 |
| Income tax | 21,000 | 21,000 | 21,000 | 21,000 |
| Net income | 701,000 | 1,485,000 | 2,387,000 | 3,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,225,000 | 11,804,000 | 11,976,000 | 12,778,000 |
| Total capital | 13,146,000 | 12,755,000 | 12,954,000 | 13,787,000 |
| Risk-weighted assets | 106,343,000 | 107,250,000 | 113,257,000 | 117,796,000 |