Call reports 2017
HARBOR COMMUNITY BANK — 2017
What HARBOR COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,875,412,000 | 1,884,687,000 | 2,177,743,000 | 2,180,293,000 |
| Total loans | 1,071,246,000 | 1,070,922,000 | 1,322,032,000 | 1,356,454,000 |
| Allowance for loan losses | 6,545,000 | 7,120,000 | 7,912,000 | 8,513,000 |
| Securities available for sale | 418,733,000 | 433,047,000 | 451,019,000 | 426,427,000 |
| Securities held to maturity | 177,417,000 | 176,882,000 | 170,194,000 | 162,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,580,094,000 | 1,589,157,000 | 1,757,643,000 | 1,773,523,000 |
| Interest-bearing deposits | 1,067,638,000 | 1,082,571,000 | 1,181,390,000 | 1,175,312,000 |
| Noninterest-bearing deposits | 512,456,000 | 506,586,000 | 576,253,000 | 598,211,000 |
| Equity capital | 209,360,000 | 212,485,000 | 258,629,000 | 240,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 16,452,000 | 33,570,000 | 53,149,000 | 74,094,000 |
| Interest expense | 1,408,000 | 2,973,000 | 4,779,000 | 6,756,000 |
| Net interest income | 15,044,000 | 30,597,000 | 48,370,000 | 67,338,000 |
| Noninterest income | 3,500,000 | 6,316,000 | 9,358,000 | 12,506,000 |
| Noninterest expense | 14,119,000 | 27,469,000 | 42,647,000 | 57,886,000 |
| Provision for loan losses | -83,000 | 1,563,000 | 2,388,000 | 3,321,000 |
| Pretax income | 4,508,000 | 7,895,000 | 12,711,000 | 18,655,000 |
| Income tax | 1,616,000 | 2,812,000 | 4,551,000 | 11,622,000 |
| Net income | 2,892,000 | 5,083,000 | 8,160,000 | 7,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 187,986,000 | 190,876,000 | 221,162,000 | 208,554,000 |
| Total capital | 194,650,000 | 198,127,000 | 229,238,000 | 217,278,000 |
| Risk-weighted assets | 1,208,263,000 | 1,234,477,000 | 1,480,397,000 | 1,494,101,000 |