Call reports 2016
HARBOR COMMUNITY BANK — 2016
What HARBOR COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,753,227,000 | 1,779,439,000 | 1,785,472,000 | 1,788,413,000 |
| Total loans | 989,358,000 | 1,005,973,000 | 1,020,919,000 | 1,074,322,000 |
| Allowance for loan losses | 4,704,000 | 4,650,000 | 4,555,000 | 7,638,000 |
| Securities available for sale | 387,992,000 | 383,864,000 | 377,533,000 | 349,895,000 |
| Securities held to maturity | 151,163,000 | 180,137,000 | 183,479,000 | 174,970,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,444,173,000 | 1,466,489,000 | 1,482,145,000 | 1,503,231,000 |
| Interest-bearing deposits | 1,009,229,000 | 1,030,341,000 | 1,015,952,000 | 1,034,063,000 |
| Noninterest-bearing deposits | 434,944,000 | 436,148,000 | 466,193,000 | 469,168,000 |
| Equity capital | 216,762,000 | 220,054,000 | 209,424,000 | 206,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 16,306,000 | 32,509,000 | 48,370,000 | 64,438,000 |
| Interest expense | 1,304,000 | 2,628,000 | 3,988,000 | 5,304,000 |
| Net interest income | 15,002,000 | 29,881,000 | 44,382,000 | 59,134,000 |
| Noninterest income | 2,551,000 | 5,578,000 | 8,762,000 | 10,457,000 |
| Noninterest expense | 14,134,000 | 27,953,000 | 41,620,000 | 53,611,000 |
| Provision for loan losses | 1,164,000 | 1,494,000 | 1,840,000 | 4,801,000 |
| Pretax income | 2,255,000 | 6,017,000 | 9,971,000 | 11,466,000 |
| Income tax | 812,000 | 2,419,000 | 3,903,000 | 4,406,000 |
| Net income | 1,443,000 | 3,598,000 | 6,068,000 | 7,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 192,979,000 | 195,451,000 | 185,536,000 | 187,053,000 |
| Total capital | 197,749,000 | 200,198,000 | 190,192,000 | 194,788,000 |
| Risk-weighted assets | 1,099,098,000 | 1,127,464,000 | 1,138,717,000 | 1,187,328,000 |