Call reports 2013
HARBOR COMMUNITY BANK — 2013
What HARBOR COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 426,628,000 | 428,895,000 | 620,824,000 | 627,371,000 |
| Total loans | 217,423,000 | 233,929,000 | 356,700,000 | 359,469,000 |
| Allowance for loan losses | 4,039,000 | 4,006,000 | 3,366,000 | 3,312,000 |
| Securities available for sale | 129,913,000 | 130,864,000 | 152,844,000 | 181,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,138,000 | 335,291,000 | 501,739,000 | 510,383,000 |
| Interest-bearing deposits | 268,443,000 | 271,136,000 | 395,001,000 | 407,893,000 |
| Noninterest-bearing deposits | 62,695,000 | 64,155,000 | 106,738,000 | 102,490,000 |
| Equity capital | 64,145,000 | 62,133,000 | 78,081,000 | 77,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,011,000 | 9,854,000 | 15,591,000 | 22,538,000 |
| Interest expense | 371,000 | 779,000 | 1,312,000 | 1,858,000 |
| Net interest income | 4,640,000 | 9,075,000 | 14,279,000 | 20,680,000 |
| Noninterest income | 390,000 | 1,224,000 | 5,180,000 | 6,846,000 |
| Noninterest expense | 4,509,000 | 9,675,000 | 15,806,000 | 23,243,000 |
| Provision for loan losses | 474,000 | 808,000 | 826,000 | 866,000 |
| Pretax income | 47,000 | -210,000 | 2,801,000 | 3,391,000 |
| Income tax | 33,000 | -49,000 | 68,000 | 287,000 |
| Net income | 14,000 | -161,000 | 2,733,000 | 3,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,157,000 | 61,121,000 | 74,532,000 | 75,150,000 |
| Total capital | 63,899,000 | 64,058,000 | 77,898,000 | 78,462,000 |
| Risk-weighted assets | 218,024,000 | 233,914,000 | 345,154,000 | 374,945,000 |