Call reports 2012
HARBOR COMMUNITY BANK — 2012
What HARBOR COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 182,257,000 | 352,902,000 | 422,785,000 | 419,058,000 |
| Total loans | 92,982,000 | 173,158,000 | 195,606,000 | 215,983,000 |
| Allowance for loan losses | 734,000 | 848,000 | 986,000 | 3,635,000 |
| Securities available for sale | 61,703,000 | 95,846,000 | 107,414,000 | 138,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,184,000 | 273,443,000 | 324,945,000 | 319,393,000 |
| Interest-bearing deposits | 86,082,000 | 233,954,000 | 275,289,000 | 263,563,000 |
| Noninterest-bearing deposits | 30,102,000 | 39,489,000 | 49,656,000 | 55,830,000 |
| Equity capital | 45,797,000 | 46,584,000 | 64,976,000 | 64,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,813,000 | 4,091,000 | 7,320,000 | 13,775,000 |
| Interest expense | 130,000 | 372,000 | 871,000 | 1,084,000 |
| Net interest income | 1,683,000 | 3,719,000 | 6,449,000 | 12,691,000 |
| Noninterest income | 266,000 | 2,730,000 | 3,820,000 | 5,245,000 |
| Noninterest expense | 1,770,000 | 4,734,000 | 8,002,000 | 13,216,000 |
| Provision for loan losses | 265,000 | 379,000 | 523,000 | 3,726,000 |
| Pretax income | 66,000 | 1,593,000 | 2,007,000 | 1,628,000 |
| Income tax | 34,000 | 612,000 | 772,000 | 642,000 |
| Net income | 32,000 | 981,000 | 1,235,000 | 986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,388,000 | 42,976,000 | 61,060,000 | 60,995,000 |
| Total capital | 43,122,000 | 43,824,000 | 62,046,000 | 63,720,000 |
| Risk-weighted assets | 108,113,000 | 233,757,000 | 194,421,000 | 217,060,000 |