Call reports 2011
HARBOR COMMUNITY BANK — 2011
What HARBOR COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q3 | 2011Q4 |
|---|---|---|
| Total assets | 140,668,000 | 153,071,000 |
| Total loans | 77,004,000 | 82,441,000 |
| Allowance for loan losses | 269,000 | 469,000 |
| Securities available for sale | 49,230,000 | 49,565,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 93,715,000 | 96,706,000 |
| Interest-bearing deposits | 72,095,000 | 71,469,000 |
| Noninterest-bearing deposits | 21,620,000 | 25,237,000 |
| Equity capital | 46,371,000 | 45,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q3 | 2011Q4 |
|---|---|---|
| Interest income | 4,486,000 | 6,255,000 |
| Interest expense | 280,000 | 389,000 |
| Net interest income | 4,206,000 | 5,866,000 |
| Noninterest income | 544,000 | 901,000 |
| Noninterest expense | 3,828,000 | 5,474,000 |
| Provision for loan losses | 269,000 | 469,000 |
| Pretax income | 843,000 | 1,113,000 |
| Income tax | 264,000 | 419,000 |
| Net income | 579,000 | 694,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q3 | 2011Q4 |
|---|---|---|
| Tier 1 capital | 42,489,000 | 42,270,000 |
| Total capital | 42,758,000 | 42,739,000 |
| Risk-weighted assets | 94,581,000 | 99,174,000 |